Privacy Policy
Effective date: 2026-07-01
Overview
OakQuarry Behavioral Finance (“OakQuarry,” “we,” “us”) operates educational services at oakquarry.bond. This policy explains what we collect, how we use it, and your choices. We favor data minimization, purpose limitation, and transparent consent where required.
Information we collect
- Account data: name, email, and hashed password when you create an account.
- Course activity: progress, quiz attempts, timestamps to enable learning features.
- Communications: messages you send via forms or email ([email protected]).
- Technical data: device/browser information and coarse location derived from IP for security and analytics.
- Cookies: preferences (theme, cookie consent) and session cookies for authentication.
How we use information
- Provide services: account access, course delivery, certificates.
- Improve and secure the platform: debug, prevent abuse, analyze aggregated usage.
- Communicate with you: service notices, responses to inquiries, and optional updates with your consent.
Legal bases
We process data based on contract performance (delivering courses), legitimate interests (security and product improvement), legal obligations, and consent where applicable.
Data sharing
We do not sell personal information. We may share limited data with service providers under contract (e.g., hosting, analytics) who must act on our instructions. We may disclose information if required by law or to defend our rights.
Retention
We keep account and course data while your account is active. We retain necessary records to comply with legal obligations and resolve disputes. When data is no longer needed, we securely delete or anonymize it.
Your choices
- Access, update, or delete your account information.
- Opt out of non-essential communications.
- Control cookies via our cookie banner and your browser settings.
- Request a copy of your data by contacting [email protected].
Security
We use reasonable administrative, technical, and physical safeguards. No method is perfectly secure; please use strong passwords and keep them confidential.
International transfers
If data is transferred across borders, we use appropriate safeguards such as standard contractual clauses where applicable.
Children’s privacy
Our services are intended for individuals 16+ years old. We do not knowingly collect data from children under applicable age thresholds.
Changes
We may update this policy to reflect changes in law or our practices. We will post updates with a new effective date.
Contact
Questions about privacy? Email [email protected] or see our Contact page.